Financial Planning Through the Seasons
Money doesn't follow a straight line. It ebbs and flows with the calendar, and once you start paying attention to those rhythms, everything gets easier. Our approach helps you build financial habits that actually match how life works.
Autumn Reset
March sessions help you close out one cycle and prepare for the next with fresh clarity
Winter Planning
June workshops focus on mid-year adjustments when your finances need recalibration
Spring Growth
September programs tackle expansion strategies as the business year picks up pace
Summer Review
December check-ins wrap up the year with practical insights for what's ahead
Learning That Fits Your Calendar
Most financial education treats time like it doesn't matter. You get the same advice in January as you do in July. But anyone who's managed a household budget knows better. Tax season feels different from holiday spending season. Back-to-school months hit differently than summer holidays.
We built our program around that reality. Each quarter brings new focus areas that line up with what you're actually dealing with at that time of year. Autumn might be about tax prep and super contributions. Winter could dig into mid-year portfolio reviews. Spring often focuses on property and investment timing. Summer wraps things up with year-end strategies.
Our next intake opens in September 2025, with spaces limited to twelve participants per cohort.
The format is flexible because people's schedules aren't uniform. Some folks prefer evening sessions after work. Others can make weekday mornings work. We run both, and you can mix them depending on what suits you that particular month.
What you won't find here are generic money tips that could apply to anyone anywhere. Instead, we focus on Australian financial realities. Superannuation rules that actually affect you. Tax structures that matter in your bracket. Property market patterns specific to our regions. Banking products available to you right now, not theoretical instruments from overseas markets.
People Who Actually Do This Work
Our facilitators aren't academics lecturing from textbooks. They're practitioners who've spent years navigating the same financial decisions you're facing now.
Kieran Dunleavy
Quarterly Planning Specialist
Fifteen years helping families align spending patterns with income cycles. Former small business owner who learned seasonal cash flow the hard way.
Freya Toivonen
Tax Strategy Advisor
Spent a decade in tax accounting before shifting to education. Specialises in making EOFY less painful through year-round preparation.
Saskia Venables
Investment Timing Coach
Portfolio manager who noticed most people make investment decisions at the wrong time of year. Now teaches better timing habits.
Elspeth Rowbotham
Budgeting Systems Designer
Developed quarterly budget frameworks after years of watching annual budgets fail by March. Works with variable income households.
What Actually Happens in Sessions
We keep things practical. No PowerPoint marathons. No watching someone write formulas on a whiteboard for an hour. Just focused work on real financial situations with people who know what they're talking about.
Small Group Format
Classes cap at twelve people. That's deliberate. Smaller groups mean everyone gets individual attention without feeling like they're in primary school again.
You'll work on your own finances during sessions, but you'll also hear how others tackle similar challenges. Sometimes the best insights come from another participant who figured out something clever three months ago.
Sessions run for ninety minutes. Long enough to dig into topics properly, short enough that you're not losing half your day.
Practical Tools and Templates
Every session includes resources you can use immediately. Budget spreadsheets that don't require a mathematics degree. Checklists for quarterly reviews. Tax prep calendars that break everything into manageable chunks.
We're not trying to turn you into a financial planner. The goal is building sustainable habits that actually stick because they fit into normal life. You might spend fifteen minutes each Sunday reviewing the week ahead, or set aside an hour each quarter for bigger-picture planning.
Next Program Begins September 2025
Spaces are limited and we're already fielding questions from people who joined our waitlist. If you're interested in building financial habits that work with the calendar instead of against it, now's the time to reach out.
Get in Touch